Employer contribution and tax planning
Evaluate employer retirement contributions alongside business cash flow and tax planning, with eligibility and plan-specific requirements confirmed with your administrator.
Support for employers and business owners
Employer 401(k) Plan Services
Small-business employee benefit plan setup and ongoing Form 5500 tax reporting, managed with practical CPA support.
A coordinated approach
Keep your retirement plan connected to your business.
We manage small-business employee benefit plan (401(k)) setup and ongoing tax reporting, including Form 5500, for several of our clients. From establishing a plan to organizing annual reporting, we help business owners manage the process and coordinate with their retirement-plan providers as needed.
Our expertise
Services May Include
Payroll and contribution reconciliation
Reconcile employee deferrals and employer contributions to payroll reports and plan records, and identify discrepancies for resolution.
Plan accounting and record organization
Maintain clear accounting for contributions and organize supporting financial records for year-end reporting and administrator requests.
Form 5500 preparation and reporting
Manage the collection and review of plan information, preparation, and filing of applicable Form 5500 reports within the agreed engagement scope, coordinating with your plan administrator as needed.
Small-business 401(k) plan setup
Manage the setup process for small-business employee benefit plans, coordinating with your retirement-plan provider and aligning the plan with payroll, accounting, and employer tax planning.
Clear responsibilities from the beginning
We define the CPA services included in your engagement and coordinate with your plan administrator, third-party administrator, investment advisor, and legal counsel as appropriate. Plan administration, investment advice, legal plan documents, and any required independent plan audit are separately scoped with the appropriate professionals.
What you gain
Coordinated retirement-plan support.
Organized setup
Connect your plan provider, payroll, and accounting during the setup process.
Clear contribution records
Reconcile employee deferrals and employer contributions to payroll and plan records.
Annual reporting support
Coordinate plan information and applicable Form 5500 preparation and filing.
Defined responsibilities
Establish the CPA services and provider responsibilities covered by your engagement.
Bring your retirement plan into the conversation.
Let’s review your plan, reporting responsibilities, and the CPA support your business needs.